Free checking that pays high dividends

  • 4.00% APY on balances up to $20,000

  • 0.25% APY on portion of balance over $20,000

  • 0.05% APY on the entire account balance if qualifications aren't met

  • Nationwide ATM fee refunds (up to $25 per cycle)

  • Link to free Kasasa Saver® to build savings automatically

  • No minimum balance to earn rewards

  • No monthly maintenance fee

  • No minimum deposit to open

Please note that receiving eStatements is a condition of having this account.

Earning your rewards is easy

In fact, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases ($5.00 minimum)

  • Be enrolled in and log into online banking at least once per qualification cycle

  • Have 1automated payment (ACH Debit or Credit, Bill Pay)

And if you don’t meet these qualifications, don’t worry — your account is still free

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.