Free account that builds your savings effortlessly

  • Links to free Kasasa Cash® or Kasasa Cash Back® checking

  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings

  • 1.50% APY on balances up to $100,000

  • .25% APY on portion of balance over $100,000

  • 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back

  • No monthly maintenance fee

  • No minimum balance to earn rewards

  • No minimum deposit to open

Earning your rewards is easy

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases ($5 minimum per transaction)

  • Be enrolled in and log into online banking at least once during qualification cycle

  • Have 1 automated payment (ACH Debit or Credit, Bill Pay)

And if you don’t meet these qualifications, don’t worry — your accounts are still free.

Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.