Savings Accounts

When you open your share savings account, you become a member/owner of CUSA FCU, and you are then eligible to discover the credit union difference and the advantages of credit union membership.



Share Accounts

This account can be opened by depositing a minimum of $5.00 that must be maintained while you use credit union services.

Dividends are paid and compounded quarterly on average daily balances of $105.00 or more. Deposits accepted via payroll deduction, direct deposit, mail, or over the counter at one of our branches or a participating Credit Union Service Center. Statements will be mailed each month when you have any electronic activity. When you have no electronic activity statements will be mailed out quarterly.

With a CUSA FCU ATM Card, you can access your credit union savings or share draft account at ATMs and retail establishments.



Money Market Accounts
Money Market accounts will earn a higher rate of interest on your money. It will retain ease of access to your money.

  • Minimum balance of $2,000
  • Higher rate of interest.
  • On-line Banking


Share Certificates (CD)
Our Share Certificates offer competitive rates and various terms. Certificates allow members to earn higher dividends on larger account balances that are deposited for longer time periods.

Terms from 3 to 24 months
Minimum deposit of $2,000



Individual Retirement Accounts (IRA)
IRA Savings Accounts are available for our members who are looking for ways to invest money for their retirement and reduce their taxes at the same time. Open a pass book
Dividends paid and compounded quarterly on average daily balances of $105.00 or more.



Youth Account
The Mista Diesel Kid's Club is a new account offered by CUSA Federal Credit Union. It's never too early to start developing good money management habits, and CUSA Federal Credit Union has a savings account designed specifically for our young members. You can open a Mista Diesel account with as little as $5 dollars. Parents can make automatic deposits from their CUSA Federal Credit Union account. 

  • Newborn to 15
  • Child's Social Security Card
  • Parental Guarantee Form
  • No monthly fees
  • Earns Interest
  • Free ATM card
  • On-line account access
  • Report card rewards program  

Report Card Rewards Program
Students, let CUSA reward you for your hard work. Just bring in your report card within two weeks from the time they are issued, and CUSA will deposit $1 into your account for each “A” you've earned. We will deposit a maximum of $5 in the account. You can fax, or drop off a copy of your report card to any branch. 


Lucky Lagniappe

Lucky Lagniappe Savings

Lucky Lagniappe Savings is a new prize-linked savings account at CUSA.  Lucky Lagniappe Savings offers prize drawing entries in return for each time you increase your savings balance by $20 (up to 5 entries per month)*.  Prize drawings occur monthly, quarterly, and annually - so the more you save, the more chances you have to win!  You could even end up winning the grand prize of *$5,000! 

Is saving money a challenge?  If you are struggling to save, consider the Lucky Lagniappe Savings account.  You can improve your money habits in a whole new way that actually makes saving FUN.  You'll Feel rewarded by watching your savings grow, and experience the excitement of the prize drawings!  And unlike playing the lottery, you don't lose anything with Lucky Lagniappe Savings.  All of the money you deposit into the account is yours!  Don't miss your chance. 

*See for official rules.  Federally insured by the NCUA.