Mortgage Loans

Up 80% value for a new home purchase
80% for refinance on your current home
CUSA offers fixed rates, pre-qualification and fast closings
10, 15, 20, or 30 year terms available
Application packet is available online or email us to receive via email or US postal mail.

**Single family, primary properties only, must be located in Louisiana, Mississippi or Texas

 

 

Home Equity Loans   What you should know about a HELOC

No Application Fee
Unlock the hard-earned equity in your home with a CUSA Home Equity Loan.
Up to 80% value of your home. 
Using your equity to consolidate your bills, reduce your monthly payments, make major purchases, and enjoy your dream vacation. 
Talk to your tax advisor about the deductibility of home loan interest on this convenient credit line:*

* All loans on approved credit. Home Equity rate set semi annual from .50% above Prime Lending Rate. Floor rate 4.25%; highest rate as allowed by law. Consult your tax advisor for the tax advantage of home loan interest. Property insurance required. WE DO BUSINESS IN ACCORDANCE WITH FEDERAL FAIR HOUSING ACT AND THE EQUAL CREDIT OPPORTUNITY ACT.


Real Estate lending is made simple at CUSA! Simply download and print the checklist and the appropriate application below. Fill it out, gather the documents, and we’ll get to work!

Real Estate Lending Checklist -This helpful tool will assist in making sure we have everything we need.

Mortgage Application -This applies to First Mortgage, Second Mortgage, and Mortgage Refinance.

Home Equity Line of Credit Application -This applies to HELOCs.