Mortgage Loans
No application fee
10, 15, 20, or 30 year term
Fixed rates
Up to 80% value for a new home purchase or refinance*
Pre-qualification
Application packets are available online or may be requested via email or US post.
*Single family, primary residence only. Must be located in Louisiana, Mississippi, or Texas
Home Equity Loans - Using your equity to consolidate your bills, reduce your monthly payments, make major purchases, and enjoy your dream vacation
No application fee
15 year term
Variable interest rate
Up to 80% value of your home
Property insurance required
Fast closings
Consult your tax advisor for the tax advantage of home loan interest.
Home Equity rate set at Prime Lending Rate. Floor rate 6.75%; highest rate as allowed by law. We conduct business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act.
Land Loans
No application fee
10 year term
Fixed rate
Up to 80% value of the land
Real Estate lending is made simple at CUSA! Simply download and print the checklist and the appropriate application below. Fill it out, gather the documents, and we’ll get to work!
Real Estate Lending Checklist -This helpful tool will assist in making sure we have everything we need.
Mortgage Application -This applies to First Mortgage, Second Mortgage, and Mortgage Refinance.